Refinance Premium Calculator Enter New Loan Amount Basic Premium Endorsements Restrictions, Encroachments, Minerals-residential property (T-19) Restrictions, Encroachments, Minerals-non-residential property (T-19) Standard Endorsements (NYDP, Tax Deletion, T-36) Homeowners Association (T-17) $25 Adjustable Rate Mortgage (T-33) $20 Balloon Mortgage (T-39) $25 Home Equity (T-42 and T-42.1) 25% of Basic Total Refinance Premium Calculate New Premium Enter Payoff Amount Do not enter any currency symbols or commas Basic Premium Renewal & Extension Credits R-8 Up to 4 years or less- 50% R-8 (a) More than 4 years but less than 8 years- 25% R-8 (b) Original date of payoff loan to determine credit(xx/xx/xxxx) Credit Total Refinance Premium *** This calculator is intended as an estimate only. Final figures are subject to change. Title Insurance Rates are set by the Texas Department of Insurance.